Visa Q4 Earnings Beat Estimates Amid Stablecoin Expansion Push

Visa reported $10.72 billion in revenue for Q4, marking a 14% year-over-year increase and surpassing analyst expectations. Earnings per share reached $2.98, slightly above estimates and significantly higher than the $2.71 reported in the same quarter last year. This marks the fourth consecutive quarter where Visa has exceeded both revenue and earnings projections.

The company's stock performance, however, trails broader market gains with a 10.1% year-to-date increase compared to the S&P 500's 16.9% rally. CEO Ryan McInerney emphasized Visa's deepening commitment to stablecoin adoption during the earnings call, revealing support for four stablecoins across multiple blockchains and currencies.

Stablecoin-linked card spending surged fourfold year-over-year in Q4, building on Visa's September pilot program for cross-border stablecoin payments. The MOVE positions Visa at the forefront of bridging traditional finance with blockchain-based settlement systems.